Know what you can
spend.
One number. No spreadsheets. Spendium shows your Safe to Spend after bills, budgets, and goals.
Coming soon. Join the list—no card required.
AI Insight
Food spending up 29%
3 accounts
Synced
Your balance doesn’t tell you
what you can spend.
Between upcoming bills, saving goals, and subscriptions, a bank balance is misleading. You need one honest number.
Can I spend this? That’s the only question that matters.
Answers, not charts.
One Safe to Spend number with your budgets, goals, and bills already factored in. AI explains your spending and suggests actions — nothing changes until you say so.
Track
Add transactions or scan receipts.
Get your number
Safe to Spend factors in bills, budgets, and goals.
Spend confidently
Know what you can use today.
Everything you need.
Nothing you don’t.
Safe to Spend
One number after bills, budgets, and goals. No mental math.
Spending Health
On track, caution, or over budget — at a glance.
AI Assistant
Ask questions, get suggestions. Nothing changes without your approval.
Rollover Budgets
Unspent amounts carry over. Alerts before you overspend.
Savings Goals
Track progress so you know what's for later vs. now.
Receipt Scanning
Upload a receipt. Amount, category, and payee filled automatically.
Fee-Aware Costs
See the true cost including bKash, Nagad, and bank fees.
Multi-Currency Sync
Track in your currency. Same data on web and mobile.
Your Data, Your Control
Export or delete anytime. We never sell your financial data.
People who stopped guessing.
“I check Safe to Spend every morning. One number — that's all I need.”
“Replaced my spreadsheets and my anxiety. Just a clear answer every day.”
Early user feedback — more coming soon.
Simple pricing.
Start free. Upgrade when it’s worth it.
Free
Most popularTrack spending, set budgets, see your Safe to Spend number.
- Safe to Spend number
- Manual transaction tracking
- Basic budgets
- Spending Health indicator
- Multi-currency
- Data export
Pro
AI insights, receipt scanning, shared budgets, forecasting.
- Everything in Free
- AI categorization
- Plain-language insights
- Shared budgets
- Forecasting
- Receipt scan
- Priority support
No card for free. Cancel anytime. Export or delete your data whenever you want.
FAQ
No. It only suggests — nothing is saved until you confirm. You can preview, undo, and see what was created by AI vs. by you.
Encrypted and private. We never sell your financial data. Export or delete anytime.
No. Manual tracking and cash mode work great. Bank connection is optional and read-only.
You get one number and a few plain-language insights — not 20 charts.
Export your data, delete your account. No lock-in.
Stop guessing. Start knowing.
We're finishing the first public release. Join the list and we'll let you in first.
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